Buying Guide | Expert Property Buying Advice from Move Inn Estates

Our Step-by-Step Guide to Purchasing Property or Making an Investment.

We’re more than just an estate agency; we’re your partners in making property ownership simple.

Founded by two passionate graduates with a mission to support and educate new residents, Move Inn Estates is dedicated to empowering buyers with the knowledge they need. We know that buying or leasing property can feel overwhelming, which is why we provide expert guidance at every step.

Our core focus is protecting your rights and well-being. We believe everyone deserves a fair chance at homeownership and work hard to make the process smooth and stress-free. From legalities to negotiations, we’ve got you covered.

Our approach puts you, the buyer, at the center. Whether you’re a first-time buyer or a seasoned investor, we’re here to offer the advice and support you need to make informed decisions and achieve your property goals.

Worried about managing finances or dealing with property viewings? Move Inn Estates provides helpful tips and resources to ensure every step of your journey is seamless.

We’ve compiled a guide to answer common questions and concerns buyers face, whether it’s their first or fifth purchase:

What are the steps in buying a property?

What should first-time buyers know?

How much money should I have before buying a property?

How many times should I view a home before buying?

Ready to take the next step in homeownership or investment? Keep scrolling!

FREE VALUATION

Step One

Discover What Type Of Buyer You Are.

First-Time Buyers: You’ve never owned a property or had a title deed in your name.

Buy-to-Let Owners: You’re looking to become a landlord, rent out a property, and invest to boost your income or as a backup plan.

Let-to-Buy: Not to be confused with Buy-to-Let. You’re a homeowner planning to rent out your current property while buying a new one and might need tips or legal advice.

Sell-to-Buy: You’re selling your current home to free up funds for other property investments.

Step Two

Additional Costs to Keep in Mind When Buying a Property

Before applying for a mortgage or purchasing a home, make sure your finances are in good shape, as your credit and financial health play a crucial role. Poor credit could result in rejection.

When planning, be sure to account for additional costs such as moving expenses, legal or solicitor fees, stamp duty, survey fees, mortgage application and valuation fees, deposits, and insurance costs.

Step Three

Finding and Viewing Your Ideal Property

When choosing a property, consider the location—proximity to schools, public transport, and business districts can make a big difference. Next, decide on the type of property you want, whether it’s a house, flat, or bungalow, and assess your needs for bedrooms and bathrooms based on the number of occupants. Setting a clear budget will help narrow down your options.

We handle everything from scheduling viewings to guiding you through the entire process, ensuring a seamless home-buying experience.

Step Four

Making An Offer

Once you’ve found your dream property, Move Inn Estates will promptly submit your offer to the seller. The seller will evaluate it based on factors like any contingencies, such as needing to sell another property, your proposed purchase timeline, and proof of funds—whether you plan to pay in cash, through a mortgage, or by remortgaging. If you’re securing a mortgage, be sure to have an agreement in principle ready to strengthen your offer.

Step Five

Offer Accepted – One Step Closer!

Congratulations! Your offer has been accepted. Move Inn Estates will guide you through the next steps.

You will now instruct your legal solicitors, and Move Inn Estates will issue a memorandum of sale to be sent to all parties involved.

Step Six

Instructing a Survey

Once you submit your mortgage application, a bank survey will assess the property’s value and any defects.

If everything checks out, your lender will issue a formal mortgage offer to you and your solicitor, bringing you closer to completing your purchase!

Step Seven

Contract Exchange

You’re one step away from owning your dream property!

Once your solicitor is satisfied and finances are in place, both parties sign the contracts.

funds are paid to the solicitor, and contracts are exchanged.

Step Eight

You Just Bought Your Dream Property

The solicitor transfers the final funds and once confirmed, the agent will release the keys. Congratulations, you’re officially the owner of your new home!

Thank you for choosing Move Inn Estates—we’re thrilled to have been part of your journey. Enjoy your new home!